Renters Insurance

64% of Renters don't have Insurance!  EW Smith Agency in Michigan is here to help. 

We have 3 locations in Michigan to serve your renters insurance needs; in Wyandotte, Flat Rock and Shelby Township.

Here’s a fact for you: 64% of renters don’t have renters insurance. That’s a pretty high number. Considering that renters aren’t void from burglary, pipe bursting, smoke damage, vandalism, fire, etc. you shouldn't go without it. When the unthinkable happens, you want to make sure your belongings are covered. Because contrary to believe, your personal posessions inside your apartment or rental home are not covered by the landlord’s policy.

Let’s break down some of the highlights of a renters policy that the EW Smith Agency offers:

1. Personal Property Coverage: Your property will be covered up to your policiy limits for loss caused by common perils, including fire, smoke, theft, water damage, vandalism, and more.

2. Additional living expense: If your home, apt, or condo is uninhabitable due to a covered loss then your policy will cover you that additional expense to live elsewhere.

3. Liability against lawsuits: Coverage arising from bodily injury and property damage as well as the cost of legal defense.

4. Optional coverages that can be added like all risk personal property coverage, refrigerated products coverage, broken glass deductible waivers, sewer back up coverage, scheduled personal property coverage such as jewelry and computers, recreational vehicle liability, and more.

So if you are a renter or know someone that is, make sure you have a renters policy or spread the word to them. It’s not very expensive and it can offer a pretty big discount toward an auto policy

Here is what are customers are saying:

MY agent is wonderful and goes above and beyond to take care of all my needs. I have worked with her for about 13 years and have been very satisfied with her services. 
DEAN A, WOODHAVEN, MI

You can use our quick and easy quote form to begin your renters quote. If you would like to speak to one of our insurance professionals you can call one of our local offices.





Additonal Resources:
 Should I rent or buy a home?
 Avoid a loss by using these tips to winterize your home